President & Chief Executive Officer
Location: Atlanta, Georgia
Industry: Financial Services
For Josh Moffitt, choosing just one leadership lesson is difficult because there seems to always be new opportunities on a daily, weekly, monthly and yearly basis to evolve into a better version of yourself.
“I suppose that is the lesson. Leadership is ever evolving and there are endless lessons to be learned around every corner,” said Moffitt. “You’re never done growing nor do you want to be. When you view each day as one for discovery, then you’re open to new and better ways of doing things.”
As the President and CEO of Silverton Mortgage, Moffitt said his number one goal each day is to enhance the lives of team members and the communities the company services. “If that influences others to do the same in a field they’re passionate about, that’s great,” he said. “I started Silverton Mortgage with the belief that there was a better way to do things and have since worked hard to build the best team possible to make it happen.”
Silverton Mortgage is a leader within the mortgage community and exists to enrich the lives of their customers, team members and communities served. The firm’s primary goals include providing the best loans and rates possible for their customers, providing their team members with a great work environment in which to grow their careers and giving back to their communities.
Moffit was a 22-year-old college graduate when he got his first job in the mortgage industry making $11 an hour as a document review specialist. He was quickly promoted to a processor and then a loan originator before getting his broker’s license at 23.
After hearing rumors that his company would soon run out of money, Moffitt took a leap and started Silverton Mortgage with the headquarters in a room of his home.
His entrepreneurial story includes working hard to build his client list through grassroots efforts. “His ingenuity, sacrifices and dedication brought him through tough times when many other companies were shutting their doors,” said his colleagues. By 2017, Silverton experienced a record-breaking year and in 2018, the company was acquired by Clayton Homes, a wholly-owned subsidiary of Warren Buffett’s Berkshire Hathaway.
“From its inception, Josh Moffit has grown Silverton Mortgage from a one-person shop to a recognized industry leader within the mortgage community, operating in 45 states,” said his staff. “Success is always a team effort with him as a leader.”
Josh Moffitt is very open about Silverton's humble beginnings. In fact, it is well-known within the company that Moffitt paid his cousin with a 12-pack of beer to design Silverton's first logo in 1999. A few years later, he titled his wife's 92 Miata to the company as an asset. Meager beginnings and hard work have certainly paid off.